Finding the right approach to saving for retirement, and for generating an income from your pensions in retirement has become a whole lot more complicated in recent years, thanks to a number of changes to pension rules.
Without expert advice it can be hard to make the best decisions about your retirement planning and pension options. That’s where our independent financial advisers can help.
Our pension experts will talk to you about your current investments and understand what you’re trying to achieve. As independent financial advisers we can look at the whole of the market to see if a more suitable product is available to you. For example, there may be better value products available that could reduce the charges you’re paying thus saving you money and helping to boost your pension savings.
If you’re at retirement we can look at the most tax-efficient ways to take money out of your pension. This might include whether to drawdown from your pension pot or purchase an annuity to provide retirement income or a mixture of both.
No matter how big or small your current pension, our advisers can help your investments work harder for you and help you make the right decisions around what to do with your pensions.
We want you to be in a position to make an informed decision about your pension. Our expert financial advisers will give you an honest appraisal of your current financial situation, and a better understanding of the pension investment rules that apply to you.
After that, they will outline all of the available pension options open to you and our recommendation based on your needs.
We’ll only ever recommend the best pension investment approach to suit your circumstances at the best possible cost, and can arrange for a pension transfer if your existing pension isn’t working hard enough.
We’ve designed our business to make sure you pay as little as possible in fees for advice and investments and we believe we can deliver this at the best cost in the UK. You can read about our fees promise here.
We’re also offering £100 in Amazon vouchers for qualifying clients who undertake a full financial review with one of our advisers. There’s no obligation to proceed with the advice. You can read the terms and conditions here.