Retirement and pensions advice

Retirement and pension planning

Finding the right approach to saving for retirement, and for generating an income from your pensions in retirement has become a whole lot more complicated because of changes to pension rules.

As a result you might be:

  • Worried about what size pension you need to save to retire comfortably
  • Looking for ways to maximise the returns you achieve from your pensions
  • Confused about the options available for accessing your pensions and generating an income from them

Without expert advice it can be hard to make the best decisions about your retirement planning and pension options. That’s where our independent financial advisers can help.

If you’re saving for retirement

Our pension experts can assess your investments and understand what you’re trying to achieve. There may be better value products available that could reduce the charges you’re paying. Lowering the fees you pay could help to boost your pension savings.

As independent financial advisers we can look at the whole of the market to see if a more suitable product is available to you.

Or if you’re about to retire…

We can look at the most tax-efficient ways to take money out of your pension. This might include whether to drawdown from your pension pot or purchase an annuity to provide retirement income or a mixture of both.

No matter how big or small your current pension, our advisers can help your investments work harder for you and help you make the right decisions around what to do with your pensions.

We’ll only ever recommend the best pension investment approach to suit your circumstances at the best possible cost, and can arrange for a pension transfer if your existing pension isn’t working hard enough.

Fair and transparent costs

We work hard to deliver excellent value to you. It’s what drives us.

We’re transparent about the charges you’ll pay for advice and investments. And there’ll be no hidden fees, ever.