Lifetime financial planning [LP-B version]

We all have financial goals. Yours might include saving up for a house, paying for school fees, or making sure that your retirement is going to be comfortable. What you might not have is a financial plan to help you achieve those goals.

It’s unfortunate that most people fail to achieve their financial goals because they haven’t put an achievable plan in place or haven’t kept on track with plans they made a long time ago.

How do lifetime financial plans help?

Decisions you take now could have a huge impact on the financial future of you and your family. Effective financial planning can help you make the right decisions so that your hard-earned money works hard too. Here are some of the questions you need to be thinking about:

  • What are your financial goals and aspirations?
  • How much money can you regularly invest or save?
  • What level of risk are you prepared to take?
  • What level of return do you need or expect?
  • At what age would you like to retire?
  • How would you like to take care of your family after you’re gone?

Without expert advice it can be hard to create and follow an effective financial plan. That’s where Flying Colours can help.

Expert advice at affordable levels

Our advisers work with you to create a plan based on what you’d like to achieve. We assess your current financial situation and understand where you’d like to be.

We look at how comfortable you are with risk and then we suggest a strategy for reaching your goals. We’ll take a comprehensive approach and take into account any tax reliefs and allowances available to you to make sure you’re not paying more tax than you need to.

We’ll only ever suggest advice we believe is truly suitable for you and if we think it will financially benefit you. And we make sure that the costs you pay are low and not eaten up in charges, so more money stays in your pocket.

Keeping your financial plan on track

Once your plan has been implemented we’ll make sure it stays on track, monitoring your investments and evolving our advice if your situation changes. You’ll always be able to speak to your financial adviser if you have any questions.

Low costs, now and forever

We’ve designed our business to make sure you pay as little as possible in fees for advice and investments and we believe we can deliver this at the best cost in the UK. You can read about our fees promise here.

We’re also offering £100 in Amazon vouchers for qualifying clients who undertake a full financial review with one of our advisers. There’s no obligation to proceed with the advice. You can read the terms and conditions here.