Financial Planning

Showing 6 of 12 articles

Could you benefit from a Defined Benefit Transfer?

Defined Benefit pensions, or Final Salary schemes as they were traditionally known, are a hot topic in financial advice. For years, DB pensions have been the ‘gold standard’ of pension provisions, in which the company you worked for during most of your life looked after you throughout your retirement....

Financial advice in divorce: What you need to know

Independent financial adviser, Sarah Arora, talks us through the key financial issues that affect those in divorce. Learn how to avoid the pitfalls and best prepare for your next phase of life....

Flying Colours Financial Advice Network Launch.

We recently held our first annual Flying Colours National Conference. This was a great opportunity to unite our regional IFA and support teams for the very first time under the same roof. The day was made all the more informative thanks to Baroness Ros Altmann, who featured as keynote speaker much to the appreciation of all. The event served...

Take it or leave it? Pension commencement lump sum options

Whether it’s to invest in the house, the family, or that sports car you’ve always dreamed of, accessing the entirety of your tax-free Pension Commencement Lump Sum (PCLS) in one go can be a tempting option. If you’re approaching 55, or there already, it’s important that you understand the impact of your choice to take or leave your lump...

How To Reduce Capital Gains Tax

8 ways to reduce your capital gains tax In this article you’ll learn: What capital gains tax is and when you need to pay it 8 way to reduce capital gains tax The UK government asks that everyone pays a tax when they sell (or ‘dispose’) of assets that have increased in value by more than their annual allowance. These could include...

The Lifetime ISA vs Pensions

Chancellor of the Exchequer George Osbourne certainly hasn’t been afraid to try new things. They’ve all hit the headlines, but not always been successful. His latest attempt to get younger people to start saving is the recently announced Lifetime ISA, which will launch in April 2017. Only open to those under 40, the Government has promised...

We hope you find the education zone interesting and useful, but please remember it shouldn’t be viewed as financial advice.